Long Term Care

DKB Enterprise offers Long-Term Care (LTC) insurance that provides valuable benefits to individuals and families facing the potential need for extended care services. Here are some key advantages of our LTC insurance:

Coverage for Care Services

Long-Term Care insurance ensures that you have financial support in place to cover the costs associated with long-term care services. This can include nursing home care, assisted living facilities, in-home care, and adult daycare. By having LTC insurance, you can receive the care you need without depleting your savings or burdening your loved ones

Asset Protection

Long-term care services can be expensive, and without insurance coverage, the costs can quickly deplete your savings and assets. LTC insurance from DKB Enterprise helps protect your assets and preserves your financial security, allowing you to maintain your quality of life while receiving the care you require.

Independence and Choice

LTC insurance empowers you to make choices about your care. With coverage in place, you have the freedom to select the type of care services, care providers, and settings that best suit your needs and preferences. This enables you to maintain independence and control over your care decisions.

Peace of Mind

Having a Final Expense insurance policy in place brings peace of mind to both you and your loved ones. You can rest assured knowing that your final expenses are taken care of, allowing your family to focus on grieving and remembering you without added financial stress. This peace of mind is invaluable during an emotionally challenging period.

Care Coordination Services

DKB Enterprise provides access to care coordination services as part of our LTC insurance offerings. Our experts can assist you in navigating the complex landscape of long-term care, providing guidance, resources, and support to ensure that you receive appropriate and quality care.

Customizable Coverage

We understand that everyone’s long-term care needs and preferences differ. DKB Enterprise  offers LTC insurance policies that can be tailored to your specific requirements. You can choose the coverage amount, benefit period, and elimination period that best aligns with your individual circumstances and financial goals.

We understand that everyone’s long-term care needs and
preferences differ. DKB Enterprise  offers LTC insurance policies that can be tailored to
your specific requirements. You can choose the coverage amount, benefit period, and
elimination period that best aligns with your individual circumstances and financial goals.

Frequently asked questions

If you have someone you care about who would suffer without your financial contributions, life insurance is a must. Examples include your spouse, children, disabled family members, aging parents, or anybody else who relies on your income to live comfortably.

There’s no way of knowing precisely how much money your loved ones will require if you pass away. However, there are three simple methods for estimating that amount. Experts advise erring on the side of caution and purchasing a little more life insurance than you think you’ll need.

There are two main types of life insurance: term life insurance and permanent life insurance. Term life insurance pays a cash benefit to your loved ones (also known as beneficiaries) after the insured’s death. The policy’s term refers to how long it will last. Typical terms are ten, twenty, or even thirty years.

Get a Quote

Scroll to Top

Get A Quote